Everything You Want To Know (But Have Been Afraid to Ask) About Your 401k, Part 1

Why You Should Invest in a Retirement Account (Even If You’re In Debt) At 26 years old, I owe close to $40,000 in student loans. (Incidentally, I owed close to $95,000 when I graduated from college.) But I still sock away 9% of my after-tax income into a Roth 401k.